Building Financial Futures Through Franchising
We're helping Australian business owners create sustainable wealth through smart franchise finance solutions. Whether you're looking to expand your existing brand or invest in your first franchise opportunity, we walk you through every financial decision with clarity and honesty.
Questions at Every Stage
Franchising brings different challenges depending on where you are in the process. Here's what people typically ask us.
Before You Start
How much capital do I actually need beyond the franchise fee?
What's the realistic timeline from application to opening day?
Should I use my savings or look at finance options?
How do I evaluate franchise disclosure documents properly?
During Setup
What legal structure makes the most sense for my situation?
How do I structure the initial loan to avoid cash flow problems?
What insurance coverage is essential versus optional?
Should I lease or buy equipment at the start?
After Launch
When does it make sense to refinance the original loan?
How do I know when I'm ready to open a second location?
What's the best way to manage profit distribution?
How can I build equity that works for my family's future?
What Makes Franchise Finance Different
Not all business lending works the same way. Franchise financing has some specific characteristics worth understanding.
| Aspect | Traditional Business Loan | Franchise-Specific Financing |
|---|---|---|
| Application Process | Longer review period, extensive business plan required | Streamlined approval for established brands |
| Interest Rates | Higher rates due to perceived risk | Competitive rates based on franchise performance data |
| Collateral Requirements | Significant personal assets often required | Varies by brand strength and track record |
| Funding Timeline | 8-12 weeks typical | 4-6 weeks for recognized franchises |
| Ongoing Support | Minimal after funding | Continued guidance through growth phases |
| Multi-Unit Expansion | Each location treated separately | Portfolio approach for proven operators |
How We Support Franchise Owners
Initial Investment Planning
The numbers need to work before you sign anything. We break down franchise costs into realistic categories and help you understand what you'll need in the bank before opening day.
- Total cost analysis including hidden expenses
- Cash flow projections for the first 18 months
- Capital structure recommendations
- Franchise comparison if you're considering multiple brands
Growth Funding Strategies
Once your first location proves the model, you might be ready for more. We help multi-unit operators structure financing that doesn't stretch resources too thin.
- Multi-location portfolio financing
- Equipment and fit-out funding
- Working capital for expansion phases
- Refinancing to improve terms as you grow
Exit Planning and Transitions
Eventually, you'll want to either sell or pass on your franchise. The financial structure you create today affects your options down the road.
- Business valuation and positioning
- Buyer financing assistance
- Family succession planning
- Tax-effective transition strategies
Ongoing Financial Health Checks
Markets change. Your franchise agreement might come up for renewal. We stay in touch with clients to make sure their financial setup still makes sense.
- Annual finance structure reviews
- Refinancing opportunities assessment
- Performance benchmarking against sector averages
- Adjustment strategies for changing conditions
Real Experiences from Franchise Owners
What people say after working with us for a while
I'd been running one location successfully for three years, but the banks treated my expansion application like I was starting from scratch. jurevonexal understood my track record and structured a loan that let me open two more locations over 18 months without draining my working capital. That made all the difference.
What I appreciated most was the honesty. They looked at the franchise I was considering and pointed out some cash flow concerns in year one. We adjusted my capital plan, and they were right. Those first eight months would have been really tight otherwise. It's rare to find advisers who'll tell you to slow down.
